Last Updated: 29th January, 2024

These terms and conditions (the "Terms and Conditions”) govern the use of Polymer App and Website (the “Platforms”). This Site is owned and operated by Polymer Software Ltd This agreement covers the use of the Polymer website, app, and other digital products.

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.

THESE TERMS AND CONDITIONS CONTAIN A DISPUTE RESOLUTION CLAUSE THAT IMPACTS YOUR RIGHTS ABOUT HOW TO RESOLVE DISPUTES. PLEASE READ IT CAREFULLY.

1. Acceptance of Terms

By accessing or using Polymer, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use the app.

2. Description of Service

Polymer provides a platform for international and local payments and facilitates the domiciliation of users' money in a third-party bank through a third-party service using Platforms such as but not limited to Chimoney and Flutterwave, .

3. User Accounts

a. To use certain features of the app, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

b. You must provide accurate and complete information during the account creation process.

4. International Payments

a. The Platforms uses third-party APIs to process international payments. The user acknowledges that Polymer is not responsible for the performance or reliability of third-party APIs.

b. Currency conversion rates may be applied to international transactions. Users are responsible for any fees associated with currency conversion.

5. Money Domiciliation

a. Users' money is domiciled in a third-party bank using a third-party service. The Platforms is not responsible for the actions or policies of the third-party bank or service.